How to Play American Blackjack

Short Description:

In the American Blackjack game you are competing against the dealer (the house).

The player and the dealer are each dealt two cards, with the goal of reaching 21, without going over. The player may draw as many cards as he wishes, until reaching 21. If the player draws a card that puts him over 21 (which is called a "Bust"), he loses the hand. A winning hand adds up to more than the dealer's hand, without "Busting".

American Blackjack Rules

Our American Blackjack game has a dealer and a player. The dealer deals from 6 decks of 52 playing cards each which are shuffled after every round. Before the cards are dealt, the player should place his bets on the desired positions, by selecting one of the chips available to him and dragging it on the spot or by clicking/touching the spot.. After deciding on the desired bet, the player must click the "Deal" button in order to proceed with the hand. The round begins after the player has bet and clicked "Deal".

A player may play up 1, 3 or 5 hands at one time.

Note that the chip array and minimum betting chip available to the player may change based on the specific game limit actually selected. See more on table limits below.

Once the deal begins the bets may not be changed. During the course of the hand, the player may add to his bets through the options of Double Downs, Splits, and Insurance. After the cards are dealt, the player may choose the option that will yield him more opportunities. Buttons, located on the lower part of the screen, will appear in order to facilitate the player's decision. For example, if it is possible to split two cards, a button will appear to allow the player to split the cards. The player will then simply need to click on the "Split" button.

The player receives two cards, face up, and the dealer receives one card, face up and one card, face down.

If the dealer’s up card is a 10 or Face card, the dealer must first check the other card to verify if he has achieved a Blackjack.

If the dealer’s up card is an Ace, see specific scenarios below for Insurance or Even Money.

If the dealer has a Blackjack, the player loses the hand, and the match is over. If a player also has blackjack the result is a push.

In all other cases, the game continues, and the player may request as many additional cards as desired, until he chooses to "Stand" or becomes a "Bust".

If a player gets a Blackjack, which is a 10 or a face card along with an Ace, he is immediately paid 1.5 times the placed bet, unless the dealer also has Blackjack, in which case it is a "Push" (the player's bet is left on the table). Only a 10 or a face card along with an Ace is considered a Blackjack and overcomes a 21 hand. After all of the player's bets have been completed, the dealer completes his hand.

If the dealer has sixteen or less, he must draw a card (Hit), until he reaches at least seventeen. If the dealer's card total exceeds 21 (Bust), he must pay all remaining hands in the game. An Ace can be valued as either a 1 or an 11. Face cards such as the King, Queen and Jack are valued at 10. All other cards are valued at their face value.

A "Hard Hand" is a hand with no Ace, or a hand with an Ace valued as 1. A hand comprised of an Ace, 7, and 9 is called a "Hard 17".

A "Soft Hand" is a hand with an Ace valued as 11. A hand comprised of an Ace and a 6 is called a "Soft 17". The dealer will stand on a soft 17.

"Double Down": A player may select the "Double" option after being dealt two cards. The Double option automatically doubles the player's bet and deals one additional card, face up. The player cannot draw any additional cards. The player may double down on any first two cards dealt or after splitting a pair provided the player’s hand is not a Blackjack or a 21.

"Split": If the player is dealt any pair of cards, on the first two cards (i.e., two Fives, two Jacks, etc.), he may split the cards into two separate hands. A split may occur on hands where the first two cards have the same value as well as on identical cards. The split option automatically places an additional bet, equal to the original wager. Each hand is then played independently, and the player may request as many Hits as desired on each hand (with the exception of Aces, which receive only one additional card per hand). In the case of split Aces or Tens, or Ten valued cards a player's Blackjack is not possible and is considered as a regular 21. In this case, a dealer's Blackjack wins, and a dealer's 21 becomes a "Push".
There is no possibility to re-split hands in this game.

"Insurance": If the dealer has an Ace, the player has the option of making an "Insurance Bet". The Insurance equals half the original bet, and ensures that the player will not lose their wager should the dealer be concealing a 10 or face card under their Ace. If, in fact, the dealer's down card is equal to 10, the player wins double the Insurance Bet. If, instead, the dealer's down card has a value of less than 10, the player loses the Insurance Bet and continues normally with the hand.

"Even Money": If the dealer has an Ace, and the player has a Blackjack, the player has the option of “Even Money". By choosing this option, the player will receive the same amount (1 to 1) of his Blackjack, without the Dealers face-down card even being exposed, thus protecting himself from a possible Dealer’s Blackjack. The player may also choose to continue playing without using the “Even Money” option. If the Dealer does not have a blackjack, the player will be paid at a normal relation of 3 to 2 on his Blackjack.

"Push": A Push refers to when the dealer and the player have the same numerical count in their hands. In this case, the play is a draw, and the players’ bets remain on the table.


Result Payoff
Winning Hand 1 : 1
Blackjack 3 : 2
Insurance 2 : 1
Even Money 1 : 1

NOTE: Malfunction voids all pays and plays.

Setting Screen

The settings screen is shown when first entering the game but is also accessible afterwards by clicking on the Setting button. This can only be done between game rounds.

The game has a setting screens which allows the player to choose from the following:

  1. Table limits:
    1. 1-500 USD/GBP/Euro per hand
    2. 5-1500 USD/GBP/Euro per hand
    3. 10-3000 USD/GBP/Euro per hand
  2. Table color – green, black, blue or red
  3. Number of playing hands: 1, 3 or 5 hands
  4. Turbo – on/off
  5. Sidebets – on/off
  6. Music – on/off
  7. Announcements – Male / Female

Note: Table limits do not affect playing rules or payouts.

Playing Side-Bets – Perfect Pairs™ and 21+3™

In order to place a side-bet, you must first place a normal Blackjack bet. You cannot place a side-bet only.

Select a playing chip from the chip array, and then place it on each side-bet beside your regular Blackjack bet.

You can place side-bets for each Blackjack playing hand.

You can place a bet on either one of the side-bets or both of them – Perfect Pairs and 21+3 – or on neither of them.

Each side-bet has its own limits, rules and payouts.

You can win the side-bets and lose on the main blackjack game, win the main game and lose the side-bets, win both or of course lose both. Side-bet do not affect basic Blackjack strategy.

Side-Bets wins are determined and paid immediately after all initial cards are dealt (player and dealer).

Side-Bets wins are paid regardless of the regular Blackjack play outcome.

Once all side-bets have been settled, regular Blackjack dealing procedures resume.

Settled Side-Bet winnings are only added to your balance at the end of the round and can- therefore not be used during the same round for subsequent Blackjack decisions such as Split or Double.

Perfect Pairs

If the first two cards dealt to a hand are a pair, the bet wins. A pair is defined as being two cards with the same face value, not numeric value. For example, a K and a Q have the same numeric value, but not the same face value and therefore do not constitute a pair. Only the first two cards are judged as a pair. If you get a third card that forms a pair with one of the first two, it isn't considered.

The type of pair affects the payout.

Perfect Pairs™ Payouts (per hand)

Type of Pair Definition Payout
Mixed Pair Two cards of the same value but different colored suits, e.g., the 7 of Hearts and the 7 of Diamonds. 6 : 1
Colored Pair The pair is matched in color but different suits, e.g., two red cards, like the 2 of Hearts and the 2 of Diamonds. 12 : 1
Perfect Pair The pair is identical, e.g., two Queen of Hearts. 25 : 1

The player’s percentage of theoretical return is 93.89%


This Side-Bet is based on a 3 card hand using the dealer’s one (1) up card and the player’s two (2) initial up cards to form a 3 card poker hand. So essentially, it combines Blackjack with Three Card Poker.

Once all bets have been placed, a round of Blackjack is dealt in the standard fashion - the dealer deals two cards face up to each participating hand, and to themselves in the same manner as regular blackjack (1 card face up, 1 card face down for the dealer). The side-bet is then determined and payouts awarded. A player will only be awarded for one winning event, although their 3 card hand may contain more than 1 winning event (e.g. three of a kind suited). In the event the dealer’s up card is an Ace, the dealer will settle all 21+3 wagers prior to asking for Insurance or checking their hand for a blackjack.


  • Flush (same suit), for example: 2 of clubs, 6 of clubs and 10 of clubs.
  • Straight (Sequence), for example: 2 of diamonds, 3 of clubs, and 4 of hearts).
  • Three of a Kind (three cards of the same value), for example: 3x Kings.
  • Straight flush (Suited sequence), for example: 10 of diamonds, Jack of diamonds, and Queen of diamonds.
  • Suited Trips - (three cards of same suit and value), for example: 3x Kings of spades.

Note: A Flush may also contain a Pair or Three of a Kind.

Hand Pays
Suited Trips 100 : 1
Straight Flush 40 : 1
Three of a Kind 25 : 1
Straight 10 : 1
Flush 5 : 1
Pair or less No win!

The player’s percentage of theoretical return is 92.86%

Side Bet Limits

Side bet limits correspond with the table limit and are in the same currency.

Table Limit Perfect Pairs 21+3
1 to 500 1 to 50 1 to 50
5 to 1500 5 to 100 5 to 100
10 to 3000 10 to 100 10 to 100

The game starts with Turbo mode as default, the player may switch to a “non-turbo” mode via settings menu.

The game starts with Side Bets mode as default, the player may switch to a mode without side-bets via settings menu.

The game alerts the user of hitting on a hard hand with the values between 17 and 20.

The game alerts the user of standing on a hard hand with the value below 12.

The following chips are available:

Table Limit Chips
1 to 500 1, 5, 25, 100, 500
5 to 1500 1, 5, 25, 100, 500
10 to 3000 1, 10, 50, 250, 1000

Adding the selected chip to a new or existing bet can be done by touching on the designated betting areas on the table or dragging it over them.

The chip will be added to the existing stack and the value of the stack will be visible on top of the last chip.

Clearing a stack of chips can be done by touching that stack for 1 second.

Clearing all of the bets on one spot at the table (main bet and side-bets) can be done by clicking/touching the yellow (x) button next to the betting area or by clearing the main bet on that spot.

Removing the top chip from a stack can be done by clicking/touching it and dragging it away. The value of the remaining stack will be shown on the stack and the value of the chip you are trying to remove will be shown on the chip you are dragging. You cannot move chips from a stack to another.

Clearing all the chips on the table can be done by touching the CLEAR ALL button.

You can undo your last available betting actions by touching the UNDO button repeatedly until no more actions are available.

The player’s percentage of theoretical return is 99.52%

The game rules apply for both PC and mobile versions of the game.